The Internal Revenue Service (IRS) released the  2026 cost-of-living adjustments (COLA) for retirement plans on November 13, 2025, under Notice 2025‑67. As we welcome in the New Year, these updates reflect multiple increases to key limits previously applicable in...

In today’s rapidly evolving corporate landscape, organizations face numerous risks that can disrupt operations and threaten long-term stability. One of the most overlooked, but most critical, of these risks is the absence of a formal succession plan. Whether triggered by...

Executive Summary The SECURE Act of 2019 and SECURE 2.0 of 2022 have fundamentally reshaped how 401(k) plans treat long-term, part-time (LTPT) employees. Historically, workers who never reached 1,000 hours in a single year could spend years with an employer and still be...

Executive Summary The retirement industry is at a turning point. Whether you are a Recordkeeper, Advisor, Asset Manager, or Technology Partner, chances are your organization is feeling the weight of rapid change. Regulations are evolving faster than ever, participants want...

Due to the increasing complexity of managing and recordkeeping employer-sponsored retirement plans, some organizations are leaning towards outsourced solutions for their administration. By outsourcing, this allows recordkeepers to have a smarter, leaner path to risk...

They say, “You get what you pay for.” And another classic: “Don’t throw the baby out with the bath water.” While these sayings may sound quaint, their lessons are strikingly relevant in today’s retirement and consulting industries. As the landscape becomes more complex,...

A New Wave Is FormingIn July 2025, Senators Ruben Gallego (D-AZ) and Jim Justice (R-WV) introduced the bipartisan bill Keep Call Centers in America Act of 2025. If passed, this bill would require new transparency rules, limit offshoring, and change how many financial...

Why does this matter?Migrations between 401(k) recordkeepers are inherently complex. While much of the focus is placed on the successful transfer of participant data, investment funds, and loan balances, cash reconciliation is often the area where operational risk quietly...

If you search for the term “Purple Squirrel” on Google, you’ll find a range of definitions, but they generally converge on the same idea: the challenge of recruiting. In nearly every case, the term refers to the difficulty of finding a highly sought-after, uniquely...

To ensure plan sponsors and participants fully benefit from SECURE 2.0 provisions, service providers such as recordkeepers, financial advisors, and third-party administrators (TPAs), must adjust their services and offerings to align with new or modified regulations....

The Retirement Plan Recordkeeping Industry is navigating a perfect storm of rising complexity, regulatory scrutiny, and participant expectations. Plan Sponsors demand flawless administration while participants seek intuitive, personalized experiences. Artificial...